Joseph Betti has worked as a licensed financial advisor for over 30 years.  As a senior at Villanova University studying Accounting and finance, Joe passed his licensing requirements and started working in the finance industry immediately after graduating with honors in accounting.  Joe's approach to investing goes beyond just identifying his investors suitability and risk tolerance. By using his extensive knowledge on cycles and historic market valuations, Joe tries to identify where we are in the economic cycle to help determine the appropriate asset allocation for his investors.  The finance industry has become too simplistic in its cookie cutter approach to asset allocation leaving investors overly exposed to risk at the wrong part of the cycle. This leads to significant drawdowns in account values which can make it difficult for people to achieve their overall investment goals. Joe not only works with his clients to make investment recommendations he also educates them on the investment selection process.

• Investment Management
• Retirement Income Planning
• Insurance/Investment Services
• Institutional/Retail Trading Strategies
• 401K Solutions

• Understanding your financial objective — We will begin by asking questions to understand more about you and your financial objectives.
• Developing strategies — We will analyze and evaluate the financial and personal information you provide so we can match your objectives with sound strategies.
• Implementing solutions — Using these strategies, we develop customized solutions tailored to your goals and risk appetite, drawing from a wide selection of world-class products and services.
• Providing timely, ongoing service — We regularly review your situation to help ensure your financial objectives are being met.

Kurt D. Folcher VP Investments and  Retirement Services Series 7, 65, 63 and Life and Health Insurance

Brian M. Kuhns VP Investments and Trader Series 7, 55, 63 and 65 

QualificationS: Brian Kuhns graduated Summa Cum Laude from Moravian College.

Kurt Folcher graduated from Gettysburg College. Kurt and Brian have over 40 combined years of Security Industry experience.

They have the following combined licenses: Series 7 General Securities Representative, Series 55 Equity Trader, Series 63 and Series 65 Registered Investment Advisor. Kurt has also attained his Life and Health Insurance licenses.